Terms of Use

Nature of the Service

myDiviMax is a personal financial planning and estimation tool designed to help individual investors organize and visualize dividend income projections based on historical data.

myDiviMax is not a registered investment advisor, broker-dealer, financial planner, or any other type of regulated financial service. Nothing in this application — including dividend estimates, yield calculations, income projections, or any other output — constitutes financial, investment, tax, or legal advice of any kind.

No Guarantees on Projections

All dividend estimates, yield figures, and income projections displayed by myDiviMax are based on historical data and publicly available information. They are provided for planning and estimation purposes only.

Past dividend payments do not guarantee future dividends. Companies may reduce, suspend, or eliminate dividends at any time. myDiviMax makes no warranty, express or implied, that any projected income will be realized.

Your Responsibility

You are solely responsible for any investment decisions you make. myDiviMax provides information to support your own independent research — it does not replace the judgment of a qualified financial professional.

Always consult a qualified financial advisor before making investment decisions, particularly decisions involving significant capital, retirement assets, or tax implications.

Data Accuracy

Stock prices, dividend rates, and related financial data are sourced from third-party APIs including Finnhub and Polygon.io. While we strive to display accurate and timely data, myDiviMax makes no warranty regarding the accuracy, completeness, or timeliness of any data displayed in the application.

Data may be delayed, incomplete, or occasionally incorrect due to factors outside our control. You should independently verify any data before relying on it for financial decisions.

Acceptable Use

myDiviMax is provided for personal, non-commercial use only. By using this service, you agree that you will not:

• Reproduce, distribute, sell, or create derivative works based on myDiviMax or its content without written permission.
• Attempt to reverse-engineer, decompile, or extract the source code of the application.
• Use the service in any way that could harm, disable, or impair its operation or the experience of other users.
• Use automated tools, bots, or scripts to access or scrape the application or its data.
• Share your license key or account credentials with others.

Account Termination

We reserve the right to suspend or terminate accounts that violate these Terms of Use, engage in abusive behavior, or attempt to circumvent the licensing system. We will make reasonable efforts to notify you before taking such action.

Limitation of Liability

To the fullest extent permitted by applicable law, myDiviMax and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the application, including but not limited to investment losses, loss of data, or loss of profits.

Your use of myDiviMax is at your own risk. The service is provided "as is" without warranties of any kind.

Changes to These Terms

We may update these Terms of Use from time to time. Material changes will be reflected by an updated effective date above. Your continued use of myDiviMax after any changes constitutes acceptance of the revised terms.